PPluckly
Comparison

Cursor vs Windsurf

Side-by-side comparison of Cursor and Windsurf.

Tool
Cursor

AI-native code editor that understands your whole codebase

Windsurf

AI coding editor built around an autonomous agent

Starting price
20/mo
20/mo
Founded
2022
2021
Pricing model
freemium
freemium
Free option
Free tier
Free tier

What they are

Cursor

Cursor is a VS Code fork with AI embedded at the core, not bolted on as a plugin. It indexes your entire repository, supports multi-file edits via Composer, runs autonomous agents in the background via Cloud Agents, and gives you access to models from Anthropic, OpenAI, and Google within a single interface. Used daily by developers at Stripe, Figma, Adobe, and Salesforce, it is the dominant AI-native IDE as of mid-2026. The credit-based pricing introduced in 2025 means your effective monthly cost depends heavily on which models you choose.

Windsurf

Windsurf is an AI-native IDE centered on Cascade, an agentic coding interface that reads your entire codebase and makes coordinated edits across multiple files from a single prompt. It ships proprietary models (SWE-1, SWE-1.5) alongside access to Claude, GPT, and Gemini, plus browser previews, deploys, and Devin cloud sessions for background development. Individual developers and teams use it as a full Cursor alternative. Note that the product is transitioning to the Devin Desktop name under Cognition, which may affect branding consistency going forward.

Choose
Cursor

if you need ai coding. It has a usable free tier to start with.

  • +Full codebase indexing gives the AI context across every file, not just the open tab
  • +Composer mode edits multiple files simultaneously in a single agent pass
  • +Cloud Agents run autonomously on Cursor's infrastructure, accessible from browser or phone
Choose
Windsurf

if you need ai coding. It has a usable free tier to start with.

  • +Free tier includes unlimited Tab completions with no quota cost
  • +Cascade agent handles multi-file edits, terminal commands, and test generation from one prompt
  • +Proprietary SWE-1.5 model is optimized for speed and reduces dependence on expensive third-party tokens

Which to choose

Cursor and Windsurf both cover ai coding, so this is a real either-or for some teams. The right pick depends on which one's wider feature set and pricing fit how you work.

Read the full reviews for Cursor and Windsurf.

Pricing checked 10 Jun 2026.